rates for other accounts

Rates are fixed until 20 April 2009.

1. Where the balance falls below £1, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

Monies can only be transferred in from existing TESSA Only ISAs.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The Tax-Free rate is the contractual rate of interest payable when interest is exempt from income tax.

3. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

The interest is fixed until 15 May 2009.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The Tax-Free rate is the contractual rate of interest payable when interest is exempt from income tax.

3. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

The interest is fixed until 15 May 2011.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £500, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax.

3. Please see note 2.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £1, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. Please see note 3.

3. Interest will be paid after deduction of income tax at the lower rate, (currently 20%) or, subject to the required certification, gross. Where the tax deducted exceeds an investor's tax liability (if any), a claim may be made to HM Revenue & Customs for repayment of tax. For individuals whose income falls within the lower or basic rate bands, the tax deducted will match their liability to tax on the interest and they will have no more tax to pay on it. Individuals who are liable at the higher rate of income tax of 40% will have to pay additional tax on the interest to cover the difference between the tax deducted and the higher rate tax due.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £1, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. Please see note 3.

3. Interest will be paid after deduction of income tax at the lower rate, (currently 20%) or, subject to the required certification, gross. Where the tax deducted exceeds an investor's tax liability (if any), a claim may be made to HM Revenue & Customs for repayment of tax. For individuals whose income falls within the lower or basic rate bands, the tax deducted will match their liability to tax on the interest and they will have no more tax to pay on it. Individuals who are liable at the higher rate of income tax of 40% will have to pay additional tax on the interest to cover the difference between the tax deducted and the higher rate tax due.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £1, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. Please see note 3.

3. Interest will be paid after deduction of income tax at the lower rate, (currently 20%) or, subject to the required certification, gross. Where the tax deducted exceeds an investor's tax liability (if any), a claim may be made to HM Revenue & Customs for repayment of tax. For individuals whose income falls within the lower or basic rate bands, the tax deducted will match their liability to tax on the interest and they will have no more tax to pay on it. Individuals who are liable at the higher rate of income tax of 40% will have to pay additional tax on the interest to cover the difference between the tax deducted and the higher rate tax due.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

1. Where the balance falls below £1, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a.

2. Please see note 3.

3. Interest will be paid after deduction of income tax at the lower rate, (currently 20%) or, subject to the required certification, gross. Where the tax deducted exceeds an investor's tax liability (if any), a claim may be made to HM Revenue & Customs for repayment of tax. For individuals whose income falls within the lower or basic rate bands, the tax deducted will match their liability to tax on the interest and they will have no more tax to pay on it. Individuals who are liable at the higher rate of income tax of 40% will have to pay additional tax on the interest to cover the difference between the tax deducted and the higher rate tax due.

4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.