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Top up your Cash ISA
Making the most of your tax-free allowance is easy and you can choose to add to your account in a number of ways.
For all Cash ISA accounts you can make additional deposits in one of our branches or via post. You can also top up electronically, however the details you need to do this varies between Online accounts and Branch and Postal accounts, which you can find below.
How to top up your Online Cash ISA electronically
If you have an Online Cash ISA, you can add funds to it by telegraphic transfer (CHAPS3), or other electronic means (Faster Payments Service, BACS, Standing Order) by using the following details:
For FPS, BACS and Standing Order transfers: Sort code: 08-60-64; Account number: Your online account number
For CHAPS3 transfers: Sort code: 08-02-65; Account number: 50048407; Reference: Your online account number and your name
For CHAPS3 transfers from banks outside the UK: Sort code: 08-00-51; Account number: 50048407; Reference: Your online account number and your name;
To transfer from another online Northern Rock account, follow these steps:
- log on to your online account
- select 'Northern Rock Transfer' from the 'Take Money Out' menu option
- transfer the top up amount to your Cash ISA (Your account number will appear in the top right hand corner of your statement and will contain 5 numbers followed by a letter, then a hyphen, then a further 5 numbers.)
How to top up your branch or postal Cash ISA electronically
If you have a Branch and Postal Cash ISA, you can add funds to it by telegraphic transfer (CHAPS3), or other electronic means (Faster Payments Service, BACS, Standing Order) by asking your bank to send us a payment quoting your account number and the following details:
For FPS, BACS and Standing Order transfers: Sort code: 08-61-15; Account number: 00000515; Reference: Your account number
For CHAPS3 transfers: Sort code: 08-02-65; Account number: 50048407; Reference: Your account number and your name
For CHAPS3 transfers from banks outside the UK: Sort code: 08-00-51; Account number: 50048407; Reference: Your account number and your name
How to top up your online, branch or postal Cash ISA in branch
You can top up your Online or Branch and Postal account by popping into your nearest branch1 and making a deposit by cash or cheque2.
How to top up your online, branch or postal Cash ISA via post
To top up your Online or Branch and Postal account by post, simply choose one of the following options:
- Send us a cheque to the address below, made payable to 'Northern Rock for the account of (insert account holder(s) name(s))' and crossed 'A/c Payee only' with your account number quoted on the reverse
- Transfer from an existing Northern Rock account (not online operated) by sending your written instructions along with the passbook, if applicable, to the address below:
Savings Department
Northern Rock House,
Gosforth,
Newcastle upon Tyne
NE3 4PL.
To transfer your cash ISA from another provider
If you have a Cash ISA with another provider and you wish to transfer your funds to Northern Rock, all you need to do is complete a transfer authority form and we’ll do the rest!
You can download the transfer authority form, complete one in a branch or contact us on 0845 600 7301*.
Please note that transfers of Cash ISAs from other providers are not permitted with our ISA Breaker account.
Download the Transferring your Cash ISA guide which outlines the typical Cash ISA to Cash ISA transfer process.
Remember
Please note that under HM Revenue & Customs guidelines, you can only subscribe to one Cash ISA in this tax year (6 April 2012 to 5 April 2013).
From 6 April 2012 the overall ISA subscription limit increased to £11,280 (Cash and Stocks and Shares) of which up to £5,640 can be saved in a Cash ISA with one provider.
The changes in subscription limits do not affect your ability to withdraw from your account, please refer to the terms and conditions and account information you received upon opening your Cash ISA for further details.
If you have any questions about your Cash ISA please use our ask a question facility or contact us on 0845 600 1568*.
- 1. Not all of our branches can offer full banking services. Any facility which is not available at your local branch, excluding cash deposits and general cash transactions, can be processed at our Head Office.
- 2. Please make the cheque payable to 'Northern Rock for the account of (insert account holder's name)' and crossed 'A/c Payee Only'. Please ensure you sign and date the cheque and also include your Account Number on the reverse.
- 3. A charge of £35 will be incurred for a CHAPS transfer
- * Call our UK-based Contact Centre between 8am to 8pm business days, 8am to 4pm Saturday and 10am to 3pm Sunday. Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.
