| Account | Effective from | Min Balance (1) | Gross % p.a. (2) | Net % p.a. (3) | A.E.R. % p.a. (4) | Notes |
|---|---|---|---|---|---|---|
| current rates | ||||||
| 30 Day Cash ISA | 06/06/2008 | £18,000 | 5.50 | - | 4.80 | see below |
| 06/06/2008 | £12,000 | 5.35 | - | 4.65 | ||
| 06/06/2008 | £6,000 | 5.25 | - | 4.55 | ||
| 06/06/2008 | £1 | 5.15 | - | 4.45 | ||
Rates guaranteed to be no lower than 1% below the Bank of England Base rate. Rates include a bonus of 0.70% payable for six months from the day the account is opened. We will not write to you separately when this bonus expires. Only one introductory bonus is payable per customer. 1. Where the balance falls below £1, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a. 2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax. 3. Please see note 2. 4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year. | ||||||
| previous rates | ||||||
| 30 Day Cash ISA | 07/04/2008 | £18,000 | 5.75 | - | 5.05 | see below |
| 07/04/2008 | £12,000 | 5.60 | - | 4.90 | ||
| 07/04/2008 | £6,000 | 5.50 | - | 4.80 | ||
| 07/04/2008 | £1 | 5.40 | - | 4.70 | ||
Rates guaranteed to be no lower than 1% below the Bank of England Base rate. Rates include a bonus of 0.70% payable for six months from the day the account is opened. We will not write to you separately when this bonus expires. Only one introductory bonus is payable per customer. 1. Where the balance falls below £1, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a. 2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax. 3. Please see note 2. 4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year. | ||||||
| future rates | ||||||
| 30 Day Cash ISA | 01/12/2008 | £18,000 | 5.00 | - | 4.30 | see below |
| 01/12/2008 | £12,000 | 4.85 | - | 4.15 | ||
| 01/12/2008 | £6,000 | 4.75 | - | 4.05 | ||
| 01/12/2008 | £1 | 4.65 | - | 3.95 | ||
Rates guaranteed to be no lower than 1% below the Bank of England Base rate. Rates include a bonus of 0.70% payable for six months from the day the account is opened. We will not write to you separately when this bonus expires. Only one introductory bonus is payable per customer. 1. Where the balance falls below £1, interest will be earned at the prevailing basic rate, currently 0.10% gross p.a. 2. The gross rate is the contractual rate of interest payable where interest is exempt from income tax. 3. Please see note 2. 4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year. | ||||||