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- 1 AER stands for the Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance? each year.
- 2 Gross P.A. is the rate of interest paid to eligible non-taxpayers without the deduction of tax.
- 3 The tax-free rate is the contractual rate of interest payable where interest is exempt from income tax?.
- 4 Estimated value is shown Tax-Free3 P.A (for Cash ISAs) or Gross2 P.A. Remember, any balances which are under the minimum set will earn an interest rate of 0.10% Gross2 P.A. or Tax-Free3 P.A.
- 5 By Bank of England Base Rate we mean the Bank of England’s official dealing rate (the Official Bank Rate) as set by the Monetary Policy Committee.
- * Call our UK-based Contact Centre between 8am to 8pm business days, 8am to 4pm Saturday and 10am to 3pm Sunday. Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.
- All illustrations are calculated over the first year of investment into the accounts and are based on the current rate for these accounts providing no withdrawals are made. The only exceptions to this are the L&G Growth Deposit accounts which are calculated over the full term of the account.