Account overview
Virgin Easy Access Saver (Issue 2)
Offering no-notice access to your money, our Virgin Easy Access Saver could be the ideal home for your savings. Please note that the monthly option provides a slightly lower interest rate of 2.57% Gross2 / 2.60% AER1 Learn more about Easy Access
The Virgin Easy Access Saver is provided by Northern Rock. Any deposits made into this account are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000 across all the eligible depositor's accounts with Northern Rock plc. For further information about the scheme refer to the FSCS website www.FSCS.org.uk.
The Virgin Easy Access Saver is provided by Northern Rock. Any deposits made into this account are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000 across all the eligible depositor's accounts with Northern Rock plc. For further information about the scheme refer to the FSCS website www.FSCS.org.uk.
- Rate
- 2.60% AER1 2.60% Gross2 P.A.
- Term/Notice
- No notice required
- Access
- Branch Postal
- Minimum balance
- £1
- Maximum balance
- £100,000
Account details
- Minimum age
- 16
- Introductory bonus
- None
- Interest paid
- Monthly or Annually
- Interest type
- Variable
- Withdrawals allowed
- Yes
- Notice period
- No notice required
- Minimum balance
- £1
- Minimum withdrawals
- £1
- Minimum additional deposits
- £1
- Strictly limited issue
- Yes
See how much your money could grow with our Savings calculator
Your estimated growth...
You can choose to have your interest paid monthly or annually with this savings account.
| Gross?2 | Net4 | |
|---|---|---|
| Projected total interest | ||
| Projected value |
| Gross?2 | Net4 | |
|---|---|---|
| Projected total interest | ||
| Projected value |
Important notes:
- Please note the figures provided are for illustrative purposes only and are not guaranteed
- Monthly interest is paid at a lower rate. The illustration does not take higher-rate tax and additional-rate taxes into account
- The figures shown for both the annual and monthly interest options are made on the assumption that contributions are made every month throughout the term of the account and that the interest earned is added to the account. Monthly interest is paid at a lower rate
- The illustration is based on current rates. For further details, please take a look at the Key Product Information
Ready to apply?
Great, let’s get the ball rolling. Take a look at the ways you can apply for this savings account.
Ways to applyYou might also be interested in:
Virgin Money is a trading name of Northern Rock plc. This account is a Northern Rock product and so your deposit will be held with Northern Rock plc. For further information about the Financial Services Compensation Scheme (FSCS), please refer to the Key product information sheet or contact us on 0845 600 4575*.
- 1 AER stands for the Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance? each year.
- 2 Gross P.A. is the rate of interest paid to eligible non-taxpayers without the deduction of tax.
- 4 Net is the annual rate of interest payable after deduction of basic rate income tax (currently 20%). Interest will be paid net or, if we receive the necessary declaration from you, gross. Where the tax deducted exceeds your tax liability (if any) you may make a repayment claim to HM Revenue & Customs. If your income falls within the basic rate band the tax deducted will match your tax liability on the interest and you will have nothing further to pay. If you are liable to tax at the higher rate(s) you will have an additional tax liability. For more information please visit www.hmrc.gov.uk/individuals/babsi.htm.
- * Call our UK-based Contact Centre between 8am to 8pm business days, 8am to 4pm Saturday and 10am to 3pm Sunday. Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.