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This simply means how you would like to access your account. So if you just want to manage your money via our secure website, select ‘online’. Or if you’d prefer to pop in and see us, select ‘branch’, and so on.

 

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Cash ISAs

You can save up to £5,340 this current tax year 2011 - 2012, with our tax-free Cash ISAs. Take a look at the available options to find the account that's right for you. Learn about Tax Free Accounts

Virgin Fixed Rate Cash E-ISA Issue 1
Rate3.00% AER1 3.00% Tax-free3 P.A.
Term/Notice Fixed until 24th Feb 2013
Access Online
Minimum and maximum balance £1 £2,000,000
  • Allows transfers in from existing Cash ISAs
  • From account opening you will have a minimum of 30 days to deposit funds
  • Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
  • You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
  • Withdrawals are subject to a 60 days’ loss of interest on the amount withdrawn
  • No initial deposit required but balances under £1 will earn an interest rate of 0.10% Tax-Free3 P.A
  • You can only open an account individually. Joint accounts not allowed
Add to shortlist

Your estimated value after your first year:

£1,030 Full details & apply
Virgin Fixed Rate Cash E-ISA Issue 2
Rate3.30% AER1 3.30% Tax-free3 P.A.
Term/Notice Fixed until 24th Feb 2015
Access Online
Minimum and maximum balance £1 £2,000,000
  • Allows transfers in from existing Cash ISAs
  • From account opening you will have a minimum of 30 days to deposit funds
  • Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
  • You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
  • Withdrawals are subject to a 120 days’ loss of interest on the amount withdrawn
  • No initial deposit required but balances under £1 will earn an interest rate of 0.10% Tax-Free3 P.A
  • You can only open an account individually. Joint accounts not allowed
Add to shortlist

Your estimated value after your first year:

£1,033 Full details & apply
Virgin Fixed Rate Cash ISA Issue 1
Rate3.00% AER1 3.00% Tax-free3 P.A.
Term/Notice Fixed until 15th Feb 2013
Access Branch Postal
Minimum and maximum balance £1 £2,000,000
  • Allows transfers in from existing Cash ISAs
  • Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
  • Choice of monthly or annual interest
  • You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
  • Withdrawals are subject to a 60 days’ loss of interest on the amount withdrawn
  • From account opening you will have a minimum of 30 days to deposit funds
  • You can only open an account individually. Joint accounts not allowed
  • You need to be 16 years of age or over and be a permanent UK resident to apply
Add to shortlist

Your estimated value after your first year:

£1,030 Full details & apply
Virgin Fixed Rate Cash ISA Issue 2
Rate3.30% AER1 3.30% Tax-free3 P.A.
Term/Notice Fixed until 15th Feb 2015
Access Branch Postal
Minimum and maximum balance £1 £2,000,000
  • Allows transfers in from existing Cash ISAs
  • Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
  • Choice of monthly or annual interest
  • You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
  • Withdrawals are subject to a 120 days’ loss of interest on the amount withdrawn
  • From account opening you will have a minimum of 30 days to deposit funds
  • You can only open an account individually. Joint accounts not allowed
  • You need to be 16 years of age or over and be a permanent UK resident to apply
Add to shortlist

Your estimated value after your first year:

£1,033 Full details & apply
Virgin Easy Access Cash E-ISA
Rate2.85% AER1 2.85% Tax-free3 P.A.
Term/Notice None
Access Online
Minimum and maximum balance £1 £2,000,000
  • Now Northern Rock is part of Virgin Money, we've launched the first of a new range of Virgin savings products
  • Variable rate of interest
  • No-notice access to your money
  • No initial deposit required but balances under £1 will earn an interest rate of 0.10% Tax-Free3 P.A
  • You can only open an account individually. Joint accounts not allowed
  • Please note that the monthly option provides a slightly lower interest rate of 2.82% Tax-Free3 / 2.85% AER1
  • Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
  • You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
  • You need to be 16 years of age or over and be a UK resident to apply
  • Allows transfers in from existing Cash ISAs
  • Choice of monthly or annual interest
Add to shortlist

Your estimated value after your first year:

£1,029 Full details & apply
Virgin Easy Access Cash ISA
Rate2.85% AER1 2.85% Tax-free3 P.A.
Term/Notice None
Access Branch Postal
Minimum and maximum balance £1 £2,000,000
  • Now Northern Rock is part of Virgin Money, we've launched the first of a new range of Virgin savings products
  • Variable rate of interest
  • No-notice access to your money
  • No initial deposit required but balances under £1 will earn an interest rate of 0.10% Tax-Free3 P.A
  • You can only open an account individually. Joint accounts not allowed
  • Please note that the monthly option provides a slightly lower interest rate of 2.82% Tax-Free3 / 2.85% AER1
  • Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
  • You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
  • You need to be 16 years of age or over and be a UK resident to apply
  • Allows transfers in from existing Cash ISAs
  • Choice of monthly or annual interest
Add to shortlist

Your estimated value after your first year:

£1,029 Full details & apply
Legal & General 6 Year Growth Deposit Bond 12 ISA
Rate of return Provides, at the end of the 6 year term, return of the capital plus the greater of:
8% Tax Free3 minimum return (AER1 1.28%)
or
100% of any growth (after averaging) in the FTSE 100 Index up to 50% of your original investment (AER1 6.96%)
Term6 Years
Access Postal Phone
Min & max investment £500 None
  • This product is provided by Legal & General who place your money with the deposit taker, The Royal Bank of Scotland plc
  • If you need to access your money early you may get back less than you invested – see the Key Features Document for details
  • This ISA is available for transfers in from Cash ISA’s taken out in this tax year or previous tax years. There is no limit to the amount transferred
  • The maximum investment for a Cash ISA in the 2011/2012 tax year is £5,340
Add to shortlist

Your maximum return after the fixed rate period:

£1,500 Full details & apply
Legal & General Inflation Protected Deposit Bond 2 (ISA)
Rate of return
16% Tax Free3 minimum return (3.01% Tax Free3)
or
100% of any growth in the Retail Prices Index (RPI), if greater
Term5 Years
Access Postal Phone
Min & max investment £500 None
  • This product is provided by Legal & General who place your money with the deposit taker, The Royal Bank of Scotland plc
  • If you need to access your money early you may get back less than you invested – see the Key Features Document for details
  • You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
  • Allows transfers in from existing Cash ISAs
Add to shortlist

Your minimum return after the fixed rate period:

£1,160 Full details & apply