Take a look at the range of savings accounts we offer. You can either view all options, or jump straight to Cash ISAs, Savings accounts, Bonds or Children’s accounts, depending on what you are looking for. You can save up to £5,340 every tax year with our tax-free Cash ISAs.
Cash ISA accounts
Virgin Easy Access Cash E-ISA Rate 2.85% AER1 2.85% Tax-free3 P.A. Term/Notice None Access Online Minimum and maximum balance £1 £2,000,000
Now Northern Rock is part of Virgin Money, we've launched the first of a new range of Virgin savings products Variable rate of interest
No-notice access to your money
No initial deposit required but balances under £1 will earn an interest rate of 0.10% Tax-Free3 P.A
You can only open an account individually. Joint accounts not allowed
Please note that the monthly option provides a slightly lower interest rate of 2.82% Tax-Free3 / 2.85% AER1
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
You need to be 16 years of age or over and be a UK resident to apply
Allows transfers in from existing Cash ISAs
Choice of monthly or annual interest
Virgin Fixed Rate Cash E-ISA Issue 1 Rate 3.00% AER1 3.00% Tax-free3 P.A. Term/Notice Fixed until 24th Feb 2013 Access Online Minimum and maximum balance £1 £2,000,000
Allows transfers in from existing Cash ISAs
From account opening you will have a minimum of 30 days to deposit funds
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
Withdrawals are subject to a 60 days’ loss of interest on the amount withdrawn
No initial deposit required but balances under £1 will earn an interest rate of 0.10% Tax-Free3 P.A
You can only open an account individually. Joint accounts not allowed
Virgin Fixed Rate Cash E-ISA Issue 2 Rate 3.30% AER1 3.30% Tax-free3 P.A. Term/Notice Fixed until 24th Feb 2015 Access Online Minimum and maximum balance £1 £2,000,000
Allows transfers in from existing Cash ISAs
From account opening you will have a minimum of 30 days to deposit funds
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
Withdrawals are subject to a 120 days’ loss of interest on the amount withdrawn
No initial deposit required but balances under £1 will earn an interest rate of 0.10% Tax-Free3 P.A
You can only open an account individually. Joint accounts not allowed
Virgin Easy Access Cash ISA Rate 2.85% AER1 2.85% Tax-free3 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £2,000,000
Now Northern Rock is part of Virgin Money, we've launched the first of a new range of Virgin savings products Variable rate of interest
No-notice access to your money
No initial deposit required but balances under £1 will earn an interest rate of 0.10% Tax-Free3 P.A
You can only open an account individually. Joint accounts not allowed
Please note that the monthly option provides a slightly lower interest rate of 2.82% Tax-Free3 / 2.85% AER1
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
You need to be 16 years of age or over and be a UK resident to apply
Allows transfers in from existing Cash ISAs
Choice of monthly or annual interest
Virgin Fixed Rate Cash ISA Issue 1 Rate 3.00% AER1 3.00% Tax-free3 P.A. Term/Notice Fixed until 15th Feb 2013 Access Branch Postal Minimum and maximum balance £1 £2,000,000
Allows transfers in from existing Cash ISAs
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
Choice of monthly or annual interest
You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
Withdrawals are subject to a 60 days’ loss of interest on the amount withdrawn
From account opening you will have a minimum of 30 days to deposit funds
You can only open an account individually. Joint accounts not allowed
You need to be 16 years of age or over and be a permanent UK resident to apply
Virgin Fixed Rate Cash ISA Issue 2 Rate 3.30% AER1 3.30% Tax-free3 P.A. Term/Notice Fixed until 15th Feb 2015 Access Branch Postal Minimum and maximum balance £1 £2,000,000
Allows transfers in from existing Cash ISAs
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
Choice of monthly or annual interest
You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
Withdrawals are subject to a 120 days’ loss of interest on the amount withdrawn
From account opening you will have a minimum of 30 days to deposit funds
You can only open an account individually. Joint accounts not allowed
You need to be 16 years of age or over and be a permanent UK resident to apply
Legal & General 6 Year Growth Deposit Bond 12 ISA Rate of return Provides, at the end of the 6 year term, return of the capital plus the greater of:3 minimum return (AER1 1.28%)1 6.96%) Term 6 Years Access Postal Phone Min & max investment £500 None
This product is provided by Legal & General who place your money with the deposit taker, The Royal Bank of Scotland plc
If you need to access your money early you may get back less than you invested – see the Key Features Document for details
This ISA is available for transfers in from Cash ISA’s taken out in this tax year or previous tax years. There is no limit to the amount transferred
The maximum investment for a Cash ISA in the 2011/2012 tax year is £5,340
Legal & General Inflation Protected Deposit Bond 2 (ISA) Rate of return 3 minimum return (3.01% Tax Free3 )Term 5 Years Access Postal Phone Min & max investment £500 None
This product is provided by Legal & General who place your money with the deposit taker, The Royal Bank of Scotland plc
If you need to access your money early you may get back less than you invested – see the Key Features Document for details
You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,340 per tax year.
Allows transfers in from existing Cash ISAs
Virgin Easy Access E-Saver Rate 2.85% AER1 2.85% Gross2 P.A. Term/Notice None Access Online Minimum and maximum balance £1 £100,000
Now Northern Rock is part of Virgin Money, we've launched the first of a new range of Virgin savings products Variable rate of interest
You can access your money without giving notice
You need to be 16 years of age or over and be a permanent UK resident to apply
Please note that the monthly option provides a slightly lower interest rate of 2.82% Gross2 / 2.85% AER1
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
Maximum deposit limit of £100,000
Choice of monthly or annual interest
You can open an account individually or jointly up to two people
You can only hold one Virgin Easy Access E-Saver within each issue
Virgin Easy Access Saver Rate 2.85% AER1 2.85% Gross2 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £100,000
Now Northern Rock is part of Virgin Money, we've launched the first of a new range of Virgin savings products Variable rate of interest
You can access your money without giving notice
You need to be 16 years of age or over and be a permanent UK resident to apply
Please note that the monthly option provides a slightly lower interest rate of 2.82% Gross2 / 2.85% AER1
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
Maximum deposit limit of £100,000
Choice of monthly or annual interest
You can open an account individually or jointly up to four people
You can only hold one Virgin Easy Access Saver within each issue
Business Reserve Issue 2 Rate 1.51% AER1 1.51% Gross2 P.A. Term/Notice None Access Postal Minimum and maximum balance £10,000 £2,000,000
Variable rate of interest
Monthly interest which is paid on the last day of each month and is available on the next business day
You can withdraw your money at any time from the minimum of £1,000, there is no need to give us any notice
1.50% Gross2 interest rate payable on a monthly basis only
Most Private and Public Limited Companies, Limited Liability Partnerships, Partnerships and Sole Traders can open a Business Reserve account
Charities Account Rate 0.25% AER1 0.25% Gross2 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £2,000,000
Variable rate of interest
Available to all charities registered with the Charities Commission of England and Wales or the Office of Scottish Charity Register
You can access your money without giving notice. Minimum withdrawal limit is £10
All trustees must be UK residents aged 18 years of age or over. There must be at least two trustees with a maximum of three trustees allowed on the account
Monthly interest is paid half yearly on 31 May and 30 November and available on the next business day
Current Account Rate 0.10% AER1 0.10% Gross2 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £2,000,000
Variable rate of interest
You can open an account individually or jointly up to two people
You need to be 16 years of age or over and be a permanent UK resident to apply
Monthly interest which is paid on the 27th of each month
You can withdraw your money at any time, there is no need to give us any notice.
Virgin Fixed Rate E-Bond Issue 1 Rate 3.00% AER1 3.00% Gross2 P.A. Term/Notice Fixed until 20th Feb 2013 Access Online Minimum and maximum balance £1 £500,000
Withdrawals are not permitted during the fixed rate period
Strictly limited issue
You are unable to cancel or close your E-Bond once it’s opened
You need to be 16 years of age or over and be a permanent UK resident to apply
Please note that the monthly option provides a slightly lower interest rate of 2.96% Gross2 / 3.00% AER1
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
You can open an account individually or jointly between two people
Virgin Fixed Rate E-Bond Issue 2 Rate 3.30% AER1 3.30% Gross2 P.A. Term/Notice Fixed until 20th Feb 2015 Access Online Minimum and maximum balance £1 £500,000
Withdrawals are not permitted during the fixed rate period
Strictly limited issue
You are unable to cancel or close your E-Bond once it’s opened
You need to be 16 years of age or over and be a permanent UK resident to apply
Please note that the monthly option provides a slightly lower interest rate of 3.26% Gross2 / 3.30% AER1
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
You can open an account individually or jointly between two people
Virgin Fixed Rate Bond Issue 1 Rate 3.00% AER1 3.00% Gross2 P.A. Term/Notice Fixed until 1st Mar 2013 Access Branch Postal Minimum and maximum balance £1 £500,000
Withdrawals are not permitted during the fixed rate period
Strictly limited issue
You are unable to cancel or close your Fixed Rate Bond once it’s opened
You need to be 16 years of age or over and be a permanent UK resident to apply
Please note that the monthly option provides a slightly lower interest rate of 2.96% Gross2 / 3.00% AER1
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
You can open an account individually or jointly between four people
Virgin Fixed Rate Bond Issue 2 Rate 3.30% AER1 3.30% Gross2 P.A. Term/Notice Fixed until 1st Mar 2015 Access Branch Postal Minimum and maximum balance £1 £500,000
Withdrawals are not permitted during the fixed rate period
Strictly limited issue
You are unable to cancel or close your Fixed Rate Bond once it’s opened
You need to be 16 years of age or over and be a permanent UK resident to apply
Please note that the monthly option provides a slightly lower interest rate of 3.26% Gross2 / 3.30% AER1
Deposits covered by FSCS up to £85,000 across all eligible depositor's accounts with Northern Rock plc
You can open an account individually or jointly between four people
Legal & General Inflation Protected Deposit Bond 2 (Deposit Plan) Rate of return 2 minimum return (3.01% AER1 )Term 5 Years Access Postal Phone Min & max investment £500 None
This product is provided by Legal & General who place your money with the deposit taker, The Royal Bank of Scotland plc
All growth will be treated as interest and paid after the deduction of tax at the basic rate, which is currently 20%
If you need to access your money early you may get back less than you invested – see the Key Features Document for details
Legal & General 6 Year Growth Deposit Bond 12 (Deposit Plan) Rate of return Provides, at the end of the 6 year term, return of the capital plus the greater of:2 minimum return (AER1 1.28%)1 6.96%) Term 6 Years Access Postal Phone Min & max investment £500 None
This product is provided by Legal & General who place your money with the deposit taker, The Royal Bank of Scotland plc
If you need to access your money early you may get back less than you invested – see the Key Features Document for details
All growth will be treated as interest and paid after the deduction of tax at the basic rate, which is currently 20%
Little Rock Access Account Issue 2 Rate 3.00% AER1 3.00% Gross2 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £10,000
Maximum of one account per issue, per customer.
The child needs to be under 16 years of age
You can withdraw your money at any time, there is no need to give us any notice.
Only one child can be named on the account alongside a suitable adult.
Variable rate of interest
Little Rock Fixed Rate Bond Issue 6 Rate 3.30% AER1 3.30% Gross2 P.A. Term/Notice Fixed until 1st Sept 2014 Access Branch Postal Minimum and maximum balance £1 £20,000
Only one child can be named on the account alongside a suitable adult.
Strictly limited issue
You cannot make withdrawals during the fixed-rate period.
Please note that the monthly option provides a slightly lower interest rate of 3.00% Gross2 / 3.04% AER1
The child needs to be under 16 years of age
