Take a look at the range of savings accounts we offer. You can either view all options, or choose any of our range like Cash ISAs, depending on what you are looking for. You can only subscribe to one Cash ISA per tax year, up to the current subscription limit of £5,640 per tax year. You must be 16 or over to open a Cash ISA. Unlike some banks, we also accept transfers of Cash ISAs from other providers.
Cash ISA accounts
Virgin Easy Access Cash E-ISA Rate 2.85% AER1 2.85% Tax-free3 P.A. Term/Notice None Access Online Minimum and maximum balance £1 £2,000,000
Operated quickly and easily online
Interest rate is variable so can change
No initial deposit required
No notice access to your money
Account can be withdrawn at any time
Choice of monthly or annual interest
Virgin Fixed Rate Cash E-ISA Issue 7 Rate 2.90% AER1 2.90% Tax-free3 P.A. Term/Notice Fixed until 24th May 2013 Access Online Minimum and maximum balance £1 £2,000,000
Minimum of 30 days to deposit from account opening date
Account can be withdrawn at any time
60 days loss of interest on withdrawal amount
No initial deposit required
Virgin Fixed Rate Cash E-ISA Issue 8 Rate 3.30% AER1 3.30% Tax-free3 P.A. Term/Notice Fixed until 24th May 2015 Access Online Minimum and maximum balance £1 £2,000,000
Minimum of 30 days to deposit from account opening date
Account can be withdrawn at any time
120 days loss of interest on withdrawal amount
No initial deposit required
Virgin Easy Access Cash ISA Rate 2.85% AER1 2.85% Tax-free3 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £2,000,000
No notice access to your money
Account can be withdrawn at any time
Choice of monthly or annual interest
Interest rate is variable so can change
Can be operated by post or at any of our branches
Virgin Fixed Rate Cash ISA Issue 11 Rate 2.90% AER1 2.90% Tax-free3 P.A. Term/Notice Fixed until 15th May 2013 Access Branch Postal Minimum and maximum balance £1 £2,000,000
Minimum of 30 days to deposit from account opening date
Account can be withdrawn at any time
Choice of monthly or annual interest
60 days loss of interest on withdrawal amount
Fixed interest so you know what you will earn
Virgin Fixed Rate Cash ISA Issue 12 Rate 3.30% AER1 3.30% Tax-free3 P.A. Term/Notice Fixed until 15th May 2015 Access Branch Postal Minimum and maximum balance £1 £2,000,000
Minimum of 30 days to deposit from account opening date
Account can be withdrawn at any time
Choice of monthly or annual interest
120 days loss of interest on withdrawal amount
Fixed interest so you know what you will earn
Legal & General 6 Year Growth Deposit Bond 14 (ISA) Rate of return Provides, at the end of the 6 year term, return of the capital plus the greater of:3 minimum return (AER1 1.45%)1 6.98%) Term 6 Years Access Postal Phone Min & max investment £500 None
This product is provided by Legal & General who place your money with the deposit taker, Cater Allen Limited
If you need to access your money early you may get back less than you invested – see the Key Features Document for details
This ISA is available for transfers in from Cash ISA’s taken out in this tax year or previous tax years. There is no limit to the amount transferred
The maximum investment for a Cash ISA in the 2012/2013 tax year is £5,640
Virgin Easy Access E-Saver Issue 2 Rate 2.60% AER1 2.60% Gross2 P.A. Term/Notice None Access Online Minimum and maximum balance £1 £100,000
Operated quickly and easily online
Maximum deposits of £100,000
No notice access to your money
Interest rate is variable so can change
Account can be withdrawn at any time and is limited to one per customer, per issue
Virgin Easy Access Saver Issue 2 Rate 2.60% AER1 2.60% Gross2 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £100,000
No notice access to your money
Maximum deposits of £100,000
Can be operated by post or at any of our branches
Interest rate is variable so can change
Account can be withdrawn at any time and is limited to one per customer, per issue
Business Reserve Issue 2 Rate 1.51% AER1 1.51% Gross2 P.A. Term/Notice None Access Postal Minimum and maximum balance £10,000 £2,000,000
No notice access to your money
Interest is paid monthly, not annually
Available for most PLCs, LLPs, Partnerships and Sole Traders
Interest rate is variable so can change
Minimum withdrawals are £1,000
Charities Account Rate 0.25% AER1 0.25% Gross2 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £2,000,000
No notice access to your money
Minimum withdrawals are £10
Available for charities registered with the Charities Commission of England and Wales or the Office of Scottish Charity Register
Interest rate is variable so can change
Interest is calculated monthly and paid six monthly (31 May and 30 November)
Current Account Rate 0.10% AER1 0.10% Gross2 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £2,000,000
Free switching service to move your account
Open the account from the age of 16
Interest rate is variable so can change
Chequebook and VISA Debit Card (subject to status)
Virgin Fixed Rate E-Bond Issue 7 Rate 2.90% AER1 2.90% Gross2 P.A. Term/Notice Fixed until 20th May 2013 Access Online Minimum and maximum balance £1 £1,000,000
Fixed interest so you know what you will earn
Operated quickly and easily online
Account can be withdrawn at any time and is limited to one per customer, per issue
No withdrawals during the fixed rate period
Unable to cancel or close once opened
Virgin Fixed Rate E-Bond Issue 8 Rate 3.30% AER1 3.30% Gross2 P.A. Term/Notice Fixed until 20th May 2015 Access Online Minimum and maximum balance £1 £1,000,000
Fixed interest so you know what you will earn
Operated quickly and easily online
Account can be withdrawn at any time and is limited to one per customer, per issue
No withdrawals during the fixed rate period
Unable to cancel or close once opened
Virgin Fixed Rate Bond Issue 11 Rate 2.90% AER1 2.90% Gross2 P.A. Term/Notice Fixed until 1st May 2013 Access Branch Postal Minimum and maximum balance £1 £1,000,000
Fixed interest so you know what you will earn
Unable to cancel or close once opened
No withdrawals during the fixed rate period
Account can be withdrawn at any time and is limited to one per customer, per issue
Virgin Fixed Rate Bond Issue 12 Rate 3.30% AER1 3.30% Gross2 P.A. Term/Notice Fixed until 1st May 2015 Access Branch Postal Minimum and maximum balance £1 £1,000,000
Fixed interest so you know what you will earn
Unable to cancel or close once opened
No withdrawals during the fixed rate period
Account can be withdrawn at any time and is limited to one per customer, per issue
Legal & General 6 Year Growth Deposit Bond 14 (Deposit Plan) Rate of return Provides, at the end of the 6 year term, return of the capital plus the greater of:2 minimum return (AER1 1.45%)1 6.98%) Term 6 Years Access Postal Phone Min & max investment £500 None
This product is provided by Legal & General who place your money with the deposit taker, Cater Allen Limited
If you need to access your money early you may get back less than you invested – see the Key Features Document for details
All growth will be treated as interest and paid after the deduction of tax at the basic rate, which is currently 20%
Little Rock Access Account Issue 2 Rate 3.00% AER1 3.00% Gross2 P.A. Term/Notice None Access Branch Postal Minimum and maximum balance £1 £10,000
Children under 16 alongside an adult hold the account
No notice access to your money
Interest rate is variable so can change
Account can be withdrawn at any time and is limited to one per customer, per issue
