Learn about mortgages
We know there's a lot to think about when choosing a mortgage, but don't worry, we're here to make the whole process as simple as possible for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Why choose Northern Rock
We offer a range of mortgages to suit your needs
Here at Northern Rock, we offer a range of mortgages to suit everyone's needs, whether you're buying your first home, moving to pastures new, purchasing a property to rent out, or looking to switch your current mortgage from another lender.
To provide you with the peace of mind you need, we also offer home insurance which is underwritten by AXA Insurance UK plc.
It's so easy to apply
When you're ready to get the wheels in motion, you can get an instant mortgage quote online. To help you with your decision-making process, you can select from our full range of mortgages, compare features and save your quotes if you'd prefer to return at a later date to proceed.
When you're ready to complete your application, you can do so over the telephone, at your local branch, or by post.
Helping you find a mortgage that's perfect for you
You'll find a wide range of information on our website to help you weigh-up your options and find a mortgage that's perfect for you. Our friendly mortgage specialists will do everything they can to make sure getting a mortgage with us is as simple as possible.
All the flexibility you need
We offer a range of mortgages with flexible features to suit your needs, because you never know what's around the corner, from once-in-a-lifetime trips, to changes to your job or lifestyle. These features allow you to make overpayments which you can then apply to Borrow back?, or use to underpay your mortgage. What's more, after nine months, you can also apply to take a payment holiday, subject to status and Northern Rock's prior agreement.