How much can I borrow?
Before you buy your own home, move to a new property or remortgage, you'll need to work out how much you can borrow.
Using our mortgage calculator is the easy way to get an idea of how much we may be able to lend you.
You can do this either as an individual or jointly, just by providing your income and any monthly loan commitments.
online mortgage calculator
You
Joint Applicant
Provide your annual income and any current loan commitments and we'll work out how much you may be able to borrow.
Click calculate to display the result.
*Calls are charged at your service providers prevailing rate & may be monitored and recorded.
The figure given is a guide, and is not a guarantee that we will definitely lend you this amount. Actual maximum borrowing amount is subject to credit score and a full assessment of your ability to afford the loan, and can be confirmed by going to apply now and asking for an Agreement in Principle. Prior to the Agreement in Principle, you will be provided with an illustration.
The Agreement in Principle will tell you the amount that you may be able to borrow from us.
A change in personal circumstances or any information you have given us may affect our decision to proceed with your loan.
Your next step will be to find the right mortgage. Use our mortgage selector to help choose the mortgage to suit you. This will work out your monthly payments to help you decide which mortgage type you can afford. After this, you will be provided with an illustration.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.