Jargon buster
A
Account Balance
The amount of money in an account. This could be either a credit balance (money you own) on a savings account or a debit balance (money you owe) for a mortgage or loan
AER
AER stands for the Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.
APR
APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers.
Arrears
Missed payments that you should have made towards your debt.
Assets
Things that are owned such as a house or money.

