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Home insurance – Plus

If you’d prefer to have some extra cover for your home and belongings then take a look at our ‘Plus’ home insurance. Everyone has their prized possessions so you may also want to consider the optional extras which are part of the ‘Plus’ range.

4 out of 5 of our home insurance customers choose to renew with us

Based on 84% of 734 customers invited to renew their policies between May and July 2011

  • Generous cover limits and limited accidental damage cover as standard
  • A range of optional extras so your cover suits you down to the ground
  • A top quality, efficient claims service from AXA Insurance UK plc
  • Home insurance from a name you can trust
Plus – buildings cover
Buildings cover Cover includes Limits
Buildings cover Loss or damage caused by storm, flood, escape of water, subsidence, theft or fire Up to £1 million
Alternative accommodation Temporary accommodation if your home is made uninhabitable by an insured event Up to £100,000
Lock replacement Replacement of keys and locks if keys are lost or stolen Up to £500
Limited accidental damage (AD) AD to window glass; fixed sanitary ware & bathroom fittings; underground pipes; water damage from taps left running Up to insured limit

As with any insurance policy, Plus buildings cover comes with a range of benefits and exclusions – please read the policy booklet to find out more

Plus – contents cover
Contents cover Cover includes Limits
Contents cover Loss or damage caused by storm, flood, escape of water, subsidence, theft or fire Up to £100,000
Total valuables Any one claim for valuables resulting from an insured event Up to £24,000
Single article limit A claim for any one valuable item resulting from an insured event Up to £12,000
Limited accidental damage (AD) AD to home entertainment systems; mirrors and glass fixed in furniture; water damage from taps left running Up to insured limit

Before you decide which policy to buy, please read the policy booklet to find out about the Plus contents cover benefits and exclusions

Plus – optional extras
Optional extras Cover includes Limits
Personal possessions cover Loss or damage to personal possessions anywhere in the world Up to £25,000
Pedal cycle cover Loss or damage to pedal cycles and their accessories Up to £2,500
(£1,000 per bike)
Additional accidental damage Accidental damage to buildings and/or contents in the home Up to insured limit
Family legal protection Cover for legal costs and expenses and access to a 24 / 7 legal helpline Up to £50,000
Home assistance Cover for emergency repairs or the loss of essential services to your home Up to £1,000
Identity theft Cover for legal expenses and fees arising from identity theft Up to £50,000

Of course, there are benefits and exclusions associated with the Plus optional extras, so please make sure you read about these in the policy booklet

Call our UK-based insurance specialists for a quote on 0845 603 9913*

Home insurance is arranged through Northern Rock plc and underwritten by AXA Insurance UK plc. Home assistance and family legal protection insurance are underwritten by Inter Partner Assistance, a member of the AXA Assistance Group. Northern Rock plc and AXA Insurance UK plc are both authorised and regulated by the Financial Services Authority.

*Lines are open 8am – 8pm weekdays and 9am – 3pm Saturdays. Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.