This site is intended for UK residents unless otherwise stated. Northern Rock plc is authorised and regulated by the Financial Services Authority for deposit-taking, advising on and arranging mortgages and general insurance; and for introducing life assurance and investments. The product provider is Northern Rock plc, Northern Rock House, Gosforth, Newcastle Upon Tyne, NE3 4PL, which is entered in the FSA's Register and its FSA Register number is 106081. For more information visit www.fsa.gov.uk/register. Northern Rock plc subscribes to the Banking Code.

1. Gross is the rate of interest paid to eligible non-tax payers without deduction of lower rate tax.

2. AER stands for the Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.