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Learn about mortgages

We know there's a lot to think about when choosing a mortgage, but don't worry, we're here to make the whole process as simple as possible for you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Coming to the end of your mortgage deal?

If you’re coming to the end of your existing mortgage deal, or your previous deal has already ended, then transferring to a new deal with us is easy.

With no application, valuation or legal fees, the process is simple, straightforward and could save you money. Give us a call on 0845 600 6622* and we’d be happy to talk through the options with you.

Please note that if you apply for a new deal whilst you are still within a special rate period you may have to pay an early repayment charge. This will be outlined in your original Offer of Loan.

*Lines are open 8:00am to 8:00pm Monday to Friday, 9:00am to 3:00pm Saturday and 10:00am to 3:00pm Sundays, excluding Bank Holidays. Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

Why choose Northern Rock?

We'll help you find our best mortgage for your needs and ensure that everything runs as smoothly as possible from beginning to end.