Key facts about our buy-to-let mortgages:

• Our mortgages are available for single properties up to a maximum loan amount of £1 million and you can hold up to ten properties up to a total value of £3 million.
• We calculate affordability based on 125% of the mortgage interest. This will be calculated at a notional rate of 5.99% or the rate of the selected product if higher. This means that you must be able to show that the amount you will receive in rent each month is 125% of either 5.99%, or the monthly interest you will pay on your selected mortgage.
• We require a minimum income of £25,000 which we will verify in all cases. If your application is in joint names, the combined minimum income will also be £25,000.
• You can choose the type of mortgage repayment that is best for you. This could be interest only, Capital? repayment or part-and-part.
• The minimum age for someone looking to apply for one of our Buy-to-let mortgage?s is 21 and there can be up to four applicants for each mortgage.
• Some of our Buy to let products offer a cashback incentive to help you cover the costs of buying a new property or taking out a new mortgage. Cashback amounts may vary across the range, simply refer to our Buy to let range for full details. Please note, the cash back will be paid upon completion of your mortgage.
• Our Buy-to-let mortgage?s are available to individuals only. Currently, we do not offer buy-to-let mortgages to companies.
• For all BTL new build flats and new build houses the maximum LTV we will lend up to is 70%.

Your property may be repossessed if you do not keep up repayments on your mortgage.